Apply in under 5 minutes

Financing that gets you on the water faster.

Lansing Harbor partners with Priority One Financial Services to take the hard work out of shopping for a boat loan. Submit one secure credit application and a dedicated financing representative works with leading lenders to find options that fit your needs — so you can focus on your next adventure.

Apply Now Estimate My Payment Secure · No impact to apply

< 5 min

To complete your application

1

Simple, secure application

Many

Leading marine lenders

New & used

Boats, trailers & motors

Why Finance With Us

Less paperwork, more time on the lake

One simple application

Skip the lender-by-lender shopping. Submit a single, secure credit application and Priority One handles the rest.

A dedicated representative

A financing rep reviews your application and works with leading lenders to find terms that fit your budget and goals.

Protect your investment

Priority One also partners with extended service and insurance providers, so you can plan ahead and enjoy today.

Our Financing Partner

Powered by Priority One

Financial Services

For decades, Priority One has helped boaters secure simple, competitive financing. They take the hard work out of shopping for a loan — reviewing your application and matching you with leading lenders that meet your unique needs.

It takes less than five minutes to apply, and there's no obligation. When you're ready, your dedicated representative will walk you through your options.

Start your application
Lansing Harbor on Cayuga Lake
Lansing Harbor · Cayuga Lake

Payment Estimator

See what your boat
could cost per month

Estimate your monthly payment

Move the sliders to get a ballpark. Your actual rate and term come from your lender.

Boat price $45,000
Down payment $4,500 · 10%
Term 15 years
Estimated APR 7.50%

Estimated monthly payment

$375/mo
Amount financed$40,500
Total of payments$67,579
Total interest$27,079
Apply to lock your rate

Estimates only, for illustration. Figures are not an offer, quote, or guarantee of credit. Actual rate, term, and payment depend on lender approval and creditworthiness.

How It Works

From application to on the water

1

Apply online

Submit one secure credit application — it takes less than five minutes.

2

We review

A dedicated Priority One rep reviews your application and shops leading lenders.

3

Compare options

Get loan options matched to your needs, plus extended service & insurance add-ons.

4

Hit the water

Finalize your loan, pick up your boat, and start your next adventure on Cayuga Lake.

Financing FAQ

Questions, answered

How long does the application take?

Less than five minutes. Priority One's single, secure online application is designed to be quick and simple, so you can get back to planning your time on the water.

Will applying affect my credit?

Starting an application won't impact your credit score. A full credit pull only happens with your consent once you choose to move forward with a lender.

What can I finance?

New and used boats, trailers, and outboard motors — plus extended service contracts and insurance products through Priority One's lending partners.

Do I have to buy my boat from Lansing Harbor?

Financing is easiest when paired with a boat from our inventory, but Priority One can help with a range of purchases. Reach out and we'll point you in the right direction.

Can I trade in my current boat?

Absolutely. We'll appraise your current boat and apply its value toward your new purchase, which can lower the amount you need to finance.

How do I get started?

Click Apply Now to begin Priority One's secure application, or call our team and we'll walk you through every step.

Ready to make it yours?

Apply in minutes with our secure financing partner, or call our team — we'll help you find a payment that fits and get you out on Cayuga Lake.